Are you wondering if Target sells money orders? In this article, we will provide you with all the information you need regarding Target’s money order policy. So, let’s find out whether you can purchase money orders at Target or if you need to look elsewhere.
Key Takeaways:
- Target does not sell or accept money orders in its stores.
- If you need a money order, you can visit other establishments like Kroger, Meijer, Walmart money centers, local banks, Publix, Safeway, the US Post Office, Kmart, Western Union, Money Gram locations, 7-Eleven, CVS Pharmacy, and Rite Aid pharmacies.
- Money orders are prepaid forms of payment that work like checks, commonly used for transactions where personal checks may not be accepted or when added security is desired.
- The cost of money orders can vary, with banks charging a minimum of $5 to $1,000 and supermarkets and pharmacies offering them for around $1. Fees may vary depending on the provider, so it’s important to check before purchasing.
- Target accepts various payment methods, including its own RedCard, third-party credit and debit cards, Target GiftCards, mobile payments, EBT card payment, and cash. However, money orders are not accepted.
Where Can You Buy Money Orders?
If you’re looking to purchase a money order, you won’t find them at Target. However, there are numerous other places where you can buy money orders conveniently. Whether you need to pay bills or make secure transactions, these locations offer money order services.
Popular Places to Buy Money Orders
Here are some popular options where you can get money orders:
- Kroger
- Meijer
- Walmart money centers
- Local banks
- Publix
- Safeway
- The US Post Office
- Kmart
- Western Union and Money Gram locations
- 7-Eleven
- CVS Pharmacy
- Rite Aid pharmacies
Each of these locations may have its own policies and fees, so it’s essential to check with them beforehand.
While Target may not offer money orders, you can find them at several other convenient locations. Whether you prefer the convenience of a supermarket, the accessibility of a bank, or the reliability of a post office, you’ll have no trouble finding a place to purchase money orders.
| Location | Policies | Fees |
|---|---|---|
| Kroger | Check with individual stores | Varies |
| Meijer | Check with individual stores | Varies |
| Walmart money centers | Policies may vary by store | Varies |
| Local banks | Depends on the bank | Varies |
| Publix | Check with individual stores | Varies |
| Safeway | Check with individual stores | Varies |
| The US Post Office | Standard money order policies | Varies |
| Kmart | Check with individual stores | Varies |
| Western Union and Money Gram locations | Depends on the location | Varies |
| 7-Eleven | Check with individual stores | Varies |
| CVS Pharmacy | Check with individual stores | Varies |
| Rite Aid pharmacies | Check with individual stores | Varies |
Remember to inquire about specific policies and fees at each location to ensure a smooth money order purchase experience.
What Are Money Orders Used For?
A money order is a popular form of payment that serves various purposes. It is often used when a personal check may not be accepted or when additional security and privacy are desired. Here are some key uses of money orders:
Bills and Payments
One common use of money orders is for paying bills. Many utility companies, landlords, and service providers accept money orders as a form of payment. By using a money order, you can ensure that your payment is received and processed without the need for a personal check or providing sensitive bank account information.
Purchases
Money orders are also used to make purchases in situations where cash may not be accepted or preferred. For example, if you are buying an item from an individual seller or making a purchase from a small business that does not accept credit cards, a money order can be a secure and traceable payment method.
Added Security and Privacy
When you purchase a money order, you typically pay the amount upfront, making it a prepaid form of payment. This provides an added layer of security since the funds are guaranteed. Additionally, money orders do not require you to provide your bank account information, offering increased privacy compared to other payment methods.
Overall, money orders offer a reliable and convenient way to make payments and purchases, especially when other payment options may not be available or preferred.
How Much Do Money Orders Cost?
If you’re considering purchasing a money order, it’s important to understand the associated costs. The price of a money order can vary depending on where you buy it. Banks and credit unions typically charge a minimum fee of $5 for money orders up to $1,000. On the other hand, you may find more affordable options at supermarkets and pharmacies, where money orders can be as low as $1.
It’s worth noting that while some providers offer lower fees, they may have additional charges or limits on the maximum amount you can send with a money order. To ensure you’re getting the best deal and to avoid any surprises, it’s recommended to check with the specific provider for their fees and any terms and conditions associated with the service.
A complete comparison of money order fees at various establishments is provided in the table below:
| Provider | Fee | Maximum Amount | Additonal Charges |
|---|---|---|---|
| Bank/ Credit Union | $5 (minimum) | $1,000 | May vary |
| Supermarket/ Pharmacy | $1 | Varies | Varies |
Remember, it’s always a good idea to compare prices and read the fine print to ensure you’re getting the most value for your money order purchase.
Accepted Payment Methods at Target
When shopping at Target, you have a variety of payment options to choose from. Whether you prefer to use your credit card, debit card, or even cash, Target has you covered. Here is a breakdown of the accepted payment methods:
Credit and Debit Cards
Target accepts major credit and debit cards, including Visa, Mastercard, American Express, and Discover. Simply swipe or insert your card at the checkout counter and enter your PIN if required.
Target RedCard
If you’re a frequent Target shopper, you may want to consider getting a Target RedCard. This card offers additional benefits such as 5% off on all purchases, free shipping on eligible items from Target.com, and an extended return period. The RedCard comes in two forms: the Target Debit Card, which links directly to your bank account, and the Target Credit Card, which offers a credit line for your Target purchases. Both options are easy to apply for and provide a convenient way to pay at Target.
Target GiftCards
If you have a Target GiftCard, you can use it as a form of payment for your purchases. Simply present the physical card or enter the gift card number during online checkout. Target GiftCards are great for gifting or for treating yourself to something special.
Mobile Payments and Cash
In addition to traditional payment methods, Target also accepts mobile payments such as Apple Pay. You can simply hold your iPhone or Apple Watch near the payment terminal and authorize the transaction with your fingerprint or face recognition. If you prefer to pay with cash, Target has cash registers available where you can complete your purchase using physical currency.
With these various payment options, you can choose the method that works best for you when shopping at Target. Whether you prefer the convenience of a card, the rewards of the RedCard, or the simplicity of cash, Target strives to make the payment process quick and easy for its customers.
| Accepted Payment Methods at Target | |
|---|---|
| Credit Cards | Visa, Mastercard, American Express, Discover |
| Debit Cards | Visa, Mastercard, American Express, Discover |
| Target RedCard | Target Debit Card, Target Credit Card |
| Target GiftCards | Physical card or online gift card number |
| Mobile Payments | Apple Pay |
| Cash | Physical currency |
Conclusion
In conclusion, Target does not sell money orders or accept them as a form of payment. While Target offers a wide range of payment options, including cash and various credit and debit cards, money orders are not included on that list. If you need to purchase a money order, you can visit other establishments mentioned in this article. Remember to check their specific policies and fees before making a purchase.
For your convenience, here is a summary of the key points regarding Target’s money order policy:
- Target does not sell or accept money orders in its stores.
- Money orders can be purchased at other locations such as Kroger, Meijer, Walmart money centers, local banks, Publix, Safeway, the US Post Office, Kmart, Western Union and Money Gram locations, 7-Eleven, CVS Pharmacy, and Rite Aid pharmacies.
- Money orders are prepaid forms of payment that work like checks and are commonly used for transactions where personal checks may not be accepted.
- The cost of a money order can vary depending on where you purchase it, with banks and credit unions typically charging a minimum of $5 to $1,000.
While Target may not offer money orders, they do provide a range of payment options to suit your needs, including their own RedCard, third-party credit and debit cards, Target GiftCards, mobile payments, EBT card payment, and cash. Make sure to choose the payment method that works best for you when shopping at Target.
Other Frequently Asked Questions (FAQs)
In this section, we address some other common questions related to money orders and Target’s policies:
Can I use a personal check instead of a money order at Target?
No, Target does not accept personal checks as a form of payment. They offer alternative payment methods such as cash, credit or debit cards, and Target GiftCards.
Are money orders available for online purchases at Target?
No, money orders cannot be used for online purchases at Target. Online transactions require an accepted payment method mentioned above.
Can I cash a money order at Target?
No, Target does not provide cashing services for money orders. However, you may be able to cash your money order at the issuer’s location or your bank.
Does Target offer any alternative payment options for customers without a bank account?
Yes, Target accepts cash payments, making it a convenient option for those without a bank account. Additionally, they offer the option to pay with an EBT card for eligible purchases.
We hope these answers provide clarity on some of the other questions you may have had regarding money orders and Target’s payment policies.
Source Links
- https://www.aisleofshame.com/does-target-have-money-orders/
- https://help.target.com/help/TargetGuestHelpArticleDetail?articleId=ka95d000000PSqoAAG&articleTitle=What payment types does Target accept?
- https://help.target.com/help/subcategoryarticle?childcat=Accepted payment options&parentcat=Payment Options
